After an individual has been involved in a car crash in Daytona Beach, Florida, the clock for them to recover compensation begins ticking. However, the time limit they have to file an insurance claim does differ from the amount of time they have to file a personal injury lawsuit. In this article, a car accident victim will learn about some of the important deadlines that apply to car accident cases to prevent them from losing their opportunity to recover compensation for their injuries, lost wages, and more.


Insurance Timelines


Because Florida follows no-fault insurance laws, a driver who was involved in an accident that wasn’t their fault would likely file a claim with their own carrier if they are seeking compensation for their injuries. Drivers are typically entitled to recover up to $10,000 in personal injury protection (PIP) coverage, regardless of who caused the accident.


What deadlines apply to PIP claims in Florida?


Insurance companies have set certain deadlines for getting insurance claims filed. If an individual is seeking PIP benefits, they need to be sure they seek medical attention within 14 days after the accident. If they wait longer than 14 days to obtain medical care, the insurer could deny their PIP claim.1

In regards to other types of insurance coverages, it does depend on the carrier. This is why it is recommended that car crash victims consult with a car accident lawyer as soon after the accident as possible so they can become aware of these deadlines and get their claims filed. Those who file their claim and discuss their case with an insurance adjuster without speaking with a Daytona Beach, FL car accident attorney could jeopardize their chances of recovering the maximum amount they are entitled to.

The reason this happens is that most victims are unaware of what they should and shouldn’t say and wind up putting their chances of recovering compensation in jeopardy.


Personal Injury Lawsuit Deadlines


In the event a car crash victim needs to file a personal injury lawsuit against the party who hit them, then the deadline (i.e. statute of limitations) to do this is four years.2 Although this might seem like a long time, it is important to keep in mind that the clock generally begins ticking right after the accident. In other words, if a victim spent six months recovering and another three months trying to obtain compensation from the insurer, they already used nine months of their time.


Pappas and Russell, P.A. Can Advise a Car Accident Victim on the Different Deadlines that Apply to Their Case


If an individual was recently involved in a car wreck in Daytona Beach, FL and they want to become more informed on the deadlines that apply to their case, they can contact Pappas and Russell, P.A. to discuss this with a skilled FL car accident attorney. The lawyers at Pappas and Russell, P.A. do provide free consultations and would be happy to help an accident victim gain a better understand of what their legal rights are.


Pappas and Russell, P.A. is located at:


213 Silver Beach Avenue

Daytona Beach, FL 32118

Phone: 386-254-2941





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